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Can you imagine you may have step 3 credit cards and are obligated to pay a total away from $20,100000 on 20% yearly rate compounded month-to-month

(As the average credit card rates of interest from inside the Canada are about 19%, for the particular notes, they might go as much as %). Essentially, you’ll shell out $step one, four weeks having 24 months to totally nullify your debt. So it turns out so you’re able to $4, are paid in attract alone over the years. For those who be eligible for or take a debt negotiation financing which have an annual rate of interest away from eleven% combined monthly, you will pay $ to have 2 years to bring your debt in order to no.

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